Whether you’re looking to grow your capital, generate an income or preserve your wealth, you can either manage your investments yourself or utilise the services of a wealth manager. This article demonstrates the many advantages of letting a wealth manager take the helm.

A bespoke portfolio, built for you

Discretionary investment management is where you appoint a professional investment manager to take all the necessary investment decisions on your behalf. Based on discussions with you, they will assemble a diversified investment portfolio that closely matches your own distinct attitude towards risk and return, as well as your long-term financial goals.  

A robust investment strategy and a dedicated research team

No individual investor could ever hope to cover the amount of ground or build the day-to-day investment knowledge across the thousands of global investment opportunities that exist in the market. By using the services of a large wealth manager like Rathbones, you will gain access to the strategic thinking of leading investment experts combined with the depth and breadth in experience of a dedicated in-house research team, including career analysts. Underpinning this investment talent is a range of quantitative tools, and sector research all combining to ensure the management of your investments are based on a comprehensive global macroeconomic outlook. The investment research team will also routinely undertake detailed due diligence to ensure they proactively identify new opportunities for your portfolio.

Access to globally diverse investments

Your investment manager will construct your portfolio from a global universe of different investment styles and strategies. Owning a combination of different funds ensures you gain broad diversification within a single portfolio structure. Overall, the aim is to create an investment portfolio capable of delivering the best performance for your preferred level of risk.

Access to a wider range of alternative investment categories

A wealth manager has access to a diverse range of alternative investments including absolute return funds, hedge funds, and commercial property funds that are typically not normally available to individual investors. These alternatives help to diversify your portfolio and potentially provide more stable returns.